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Missing a vacation is bad enough. Losing the money you paid for your vacation is even worse. For your peace of mind we strongly recommend you purchase travel insurance. We recommend RBC Insurance, Canada's #1 provider of travel insurance, protecting over three million travellers a year, with their expertise and the global assistance network to handle every day travel emergencies.
It is a condition of traveling with China Spree that you take out suitable travel insurance covering at least circumstances leading to the cancellation of your tour bookings and providing sufficient medical cover for illness or injury and repatriation while overseas.
Click the following banner for further information on travel insurance options, coverage & benefits, and price quote. The insurance premium depends on your age and total tour cost of your China vacations.
Click the above banner for a price quote
RBC Travel Insurance Plan & Coverage Comparison
There are several different types of travel insurance coverage that can be purchased individually or as part of a package. When purchased in a package, travellers receive maximum value and the most complete travel protection available. Compare the features and benefits of each package below. We recommend RBC Deluxe Package.
| Insurance overview | Packages | Medical only coverage | Other available insurance | |
| Coverage descriptions | Deluxe/TravelCare/ Travel within Canada (Recommended) |
Non-Medical | Classic Medical/TravelCare | Cancellation & Interruption/ Baggage & Personal Effects/ Flight Accident/ Rental Car Physical Damage |
| Age eligibility | Deluxe 0-74 TravelCare 75+ Travel Within Canada 0-80+ |
0-80+ | Classic Medical 0-59 TravelCare 60+ |
0-80+ |
| Single Trip Coverage — standard maximum trip duration in days |
Deluxe 183 TravelCare 60 Travel Within Canada 365 |
365 | 365 | Cancellation & Interruption 365 Flight Accident 365 Baggage & Personal Effects 183 Rental Car Physical Damage 60 |
| Cancellation & Interruption Insurance | Maximum sums payable | |||
| Trip Cancellation - Before departure | Up to the sum insured | Up to the sum insured | Up to the sum insured | |
| Trip Interruption - After departure | Economy class transportation: Unlimited |
Economy class transportation: Unlimited |
Up to the sum insured: $800, $1,500 or unlimited |
|
| Trip Interruption - Unused portion of prepaid travel arrangements |
Unlimited | Unlimited | Up to the sum insured: $800, or $1,500 or unlimited |
|
| Subsistence allowance | $3,500 | $3,500 | $1,750 | |
| HolidaySure Plan coupon | $750 Travel Coupon | $750 Travel Coupon | Not included | |
| Connection benefit | $1,000 | $1,000 | Not included | |
| Emergency Medical Insurance | Maximum sums payable | |||
| Medical and other benefits1 | Unlimited | Unlimited | ||
| Repatriation of remains | Transportation cost: Unlimited6 | Transportation cost: Unlimited6 | ||
| Emergency dental5 | $300 and/or accidental blow (emergency expenses) |
$300 and/or accidental blow (emergency expenses) |
||
| Return to trip destination | One-way economy airfare | One-way economy airfare | ||
| Return to your province or territory of residence |
One-way economy airfare, or stretcher, or qualified medical attendant or air ambulance |
One-way economy airfare, or stretcher, or qualified medical attendant or air ambulance |
||
| Emergency services (chiropractor, physiotherapist, etc.) |
$300 | $300 | ||
| Subsistence allowance | $3,500 | $1,750 | ||
| Baggage & Personal Effects Insurance | Maximum sums payable | |||
| Loss of or damage to baggage and personal effects2 |
$1,000 | $1,000 | Up to the sum insured: $1,000, $1,500 or $2,000 |
|
| Delay of baggage and personal effects3 | $400 | $400 | Not included | |
| Flight Accident Insurance | Principal sum | |||
| Death, double dismemberment, loss of sight of both eyes or complete irrecoverable loss of speech or hearing4 |
$100,000 | $100,000 | $100,000 | |
| Travel Accident Insurance | Principal sum | |||
| Death, double dismemberment, loss of sight of both eyes or complete irrecoverable loss of speech or hearing4 |
$50,000 | $50,000 | ||
| Rental Car Physical Damage Insurance | Principal sum | |||
| Physical damage of rental car | $50,000 Maximum Benefit | |||
| Optional Riders | Package Upgrade or Golf/Ski Upgrade available if purchased with a Package coverage |
|||
| Multi-Trip Annual Plan/Package Option | Yes - Deluxe Package and TravelCare Package |
Yes - Classic Medical and TravelCare Medical |
||
For all terms, conditions, definitions and exclusions, please refer to your policy for complete details.
- This insurance is subject to a maximum of $20,000 if you do not have valid government health insurance plan coverage.
- The maximum for any one item or set of items is $500. The maximum sum insured per person or per family does not exceed $2,000 in total for all coverages issued by us.
- This insurance is available while en route and before returning to your departure point.
- You are entitled to a maximum of the largest amount specified for one of these benefits.
- Benefit is emergency dental expenses to repair or replace natural or permanently attached artificial teeth incurred during the trip and up to a maximum of $1,500 for continued necessary
treatment after returning to Canada.
- Please see policy for limits on the transportation container, cremation and burial at location.
Where in the world would you be without travel insurance?
In a world where anything can happen, travel insurance is your ticket to safeguarding your trip. There are many good reasons why you need travel insurance.
For instance, what if you had to:
Cope with a travel emergency in a foreign country?
You’re on your dream vacation in a foreign country and chances are you may not speak the language. How would you get help during an emergency? Our multilingual co-ordinators understand your coverage and can help you find the care you need. Simply call us 24 hours a day, seven days a week, no matter where you are - no matter which travel insurance product you’ve purchased.
Pay out-of-pocket for medical expenses?
Did you know that if you become sick or injured while travelling, your government health insurance plan only covers a fraction of medical costs? Emergency Medical Insurance can help cover these costs - and we offer up-front payment on claims whenever possible.
Replace lost clothing or jewellery?
Don't let your vacation be ruined if your luggage, or personal effects such as a passport, become damaged or lost. Baggage and Personal Effects Insurance helps cover some of the replacement costs - so you can get back to enjoying your trip.
Suddenly rush home because of an emergency?
If you have to cancel, delay or return early from your trip, you could incur some serious cancellation and interruption expenses. Cancellation & Interruption Insurance reimburses you when your travel arrangements don’t go according to plan - and we protect you from over 40 specified risks.
Deal with a medical emergency while travelling within Canada?
Did you know that you need travel insurance even if you're travelling within Canada? Government health insurance plans exclude or limit expenses such as ambulance services, x-rays, prescription drugs and dental treatment. That’s why our Travel Within Canada Package is an excellent choice if you’re travelling only within Canada for the duration of your trip.
